Evaluating Financial Needs
Our team is here to help you navigate your way through what may seem like an overwhelming maze of financial and insurance considerations. We create customized care solutions to ensure that our families are using and paying for the care that they need most. Health care costs, short-term and long-term, are always difficult for any family to manage.
We will help you in setting priorities, so that your family receives the quality care that you deserve, often saving you money from conditions that are untreated.
Assisted Living
Each resident has different needs, preferences, desires and financial resources that should be taken into account when choosing an appropriate residence. Consider your monthly costs of living at home- utilities, maintenance, property taxes, insurance, meals and healthcare. Thinking of all these expenses together is a good way to begin to understand the monthly costs associated with assisted living. If you have purchased private long term-care insurance, check the provisions of your plan to find out how much assisted living is covered.
Skilled Nursing
We understand that entering a skilled nursing facility is generally a once-in-a-lifetime event for which few people find themselves prepared. Cost is always an important deciding factor when choosing a skilled nursing facility. Depending on the type of care and the individual covered, you may be able pay for skilled nursing with Medicare, Medicaid, private insurance, long-term care insurance or personal funds.
Home Care
We hand-select our Certified Home Health Aides, supervised by registered professional nurses, to fit your unique care needs. We closely assess every person’s specific type of care, living environment, personality, physical and emotional needs. The best way to budget for home care is to determine the number of hours you will need per week.